MOBILE MESSAGING TERMS & CONDITIONS

PRIVACY POLICY

Effective Date: September 16, 2026

AGREEMENT TO RECEIVE TEXT MESSAGES

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By providing your mobile telephone number and affirmatively opting into a text messaging program offered by The Art Of The Flip, a DBA of Joey Matterhorn, Inc., a Florida corporation (“The Art Of The Flip,” “Company,” “we,” “our,” or “us”), you expressly consent to receive recurring automated and/or non-automated SMS or MMS text messages at the mobile telephone number you provided.

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Messages may include customer support communications, account notifications, purchase confirmations, service updates, educational content, information regarding courses or digital products, community communications, promotional offers, marketing communications, and other information relating to your interactions with The Art Of The Flip.

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Consent to receive marketing text messages is not a condition of purchasing any goods or services from The Art Of The Flip.

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By enrolling, you represent that you are the authorized subscriber or customary user of the mobile telephone number provided and that you have authority to consent to receive text messages at that number.

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PROGRAM DESCRIPTION

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The Art Of The Flip's messaging program is designed to provide communications to prospective customers, existing customers, purchasers, subscribers, community members, and other individuals who affirmatively request information or communications from The Art Of The Flip.

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Depending on the communications for which you have opted in, messages may include information regarding purchases, courses, training, educational materials, digital products, community access, customer support, account or service updates, promotions, educational information, special offers, and other communications relating to your relationship with The Art Of The Flip.

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The messaging program is intended to facilitate timely communications regarding The Art Of The Flip's products, Services, educational content, promotions, and your interactions with the Company.

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MESSAGE FREQUENCY

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Message frequency varies based on your requests, account activity, purchases, communications preferences, and the messaging program in which you participate.

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You may receive approximately two (2) to eight (8) messages per month, although message frequency may vary and additional messages may be sent in response to your requests, customer support inquiries, purchases, or other communications you initiate.

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MESSAGE AND DATA RATES

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Message and data rates may apply according to your wireless carrier and mobile service plan.

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The Art Of The Flip does not charge a separate fee to participate in its messaging program; however, your wireless carrier may charge applicable messaging, data, or other fees.

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OPT-IN AND CONSENT

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You may opt into The Art Of The Flip's SMS messaging program by affirmatively submitting your mobile telephone number through an online form or other enrollment method that clearly discloses the applicable SMS program and requests your consent to receive text messages.

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Where applicable, you may also opt in by requesting communications from The Art Of The Flip or otherwise providing affirmative consent through a designated SMS enrollment process.

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For marketing and promotional messages, your affirmative opt-in constitutes your electronic signature and express written consent to receive recurring automated marketing text messages from The Art Of The Flip at the telephone number provided.

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Your consent is voluntary and is not a condition of purchasing any goods or services.

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Consent to receive marketing text messages is not required to purchase products or Services, access educational materials, request information, or otherwise interact with The Art Of The Flip.

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Where required by applicable law, regulation, carrier requirement, or messaging program rules, The Art Of The Flip may use an additional confirmation or double opt-in process before sending certain messages.

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OPT-OUT

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You may opt out of receiving marketing text messages from The Art Of The Flip at any time by replying STOP to any marketing text message.

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After you send STOP, you may receive a single confirmation message confirming that your opt-out request has been processed. After that confirmation, you will no longer receive marketing text messages from the applicable messaging program unless you provide a new affirmative opt-in.

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You may also use commonly recognized opt-out keywords, including END, CANCEL, UNSUBSCRIBE, QUIT, STOPALL, or STOP ALL, where supported by the messaging platform.

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If you have separately consented to receive transactional, service-related, or other non-marketing communications, opting out of marketing messages may not necessarily terminate those separately authorized communications to the extent permitted by applicable law.

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HELP

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For assistance, reply HELP to any message received through the applicable The Art Of The Flip messaging program.

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You may also contact The Art Of The Flip at [email protected] for assistance with the messaging program.

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MESSAGING TECHNOLOGY

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The Art Of The Flip may use third-party messaging platforms, customer relationship management systems, SMS application programming interfaces (“APIs”), communication platforms, scheduling systems, payment platforms, and other technology providers to facilitate SMS and MMS communications.

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These service providers may process information necessary to deliver, administer, monitor, maintain, and support the messaging program on The Art Of The Flip's behalf.

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The Company requires applicable service providers to process information in accordance with their contractual obligations and applicable law.

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CARRIER DISCLAIMER

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Wireless carriers are not responsible for delayed, failed, incomplete, or undelivered messages.

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Message delivery may depend on your wireless carrier, network availability, mobile device compatibility, signal strength, geographic coverage, and other factors outside The Art Of The Flip's reasonable control.

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SMS and MMS services may not be available on every wireless carrier, device, or geographic location.

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UPDATING YOUR MOBILE NUMBER

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If your mobile telephone number changes, is disconnected, or is reassigned, you agree to promptly update your contact information with The Art Of The Flip.

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You should not enroll a telephone number that does not belong to you or that you are not authorized to use.

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The Art Of The Flip is not responsible for messages sent to a mobile number that you fail to update or that has subsequently been reassigned, to the extent permitted by applicable law.

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CONSENT RECORDS

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The Art Of The Flip may maintain records demonstrating consent to receive text messages in accordance with applicable laws, regulations, industry standards, and wireless carrier requirements.

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Consent records may include the mobile telephone number, date and time of consent, IP address, browser information, user-agent information, source or referral information, landing page or form URL, consent language displayed at the time of enrollment, campaign information, confirmation records, opt-out records, and message history.

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These records may be retained for as long as reasonably necessary to document consent, administer the messaging program, comply with applicable legal and regulatory requirements, resolve disputes, and protect The Art Of The Flip's rights.

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PRIVACY

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Your participation in The Art Of The Flip's messaging program is also governed by the Company's Privacy Policy.

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The Art Of The Flip does not sell or rent mobile telephone numbers or SMS consent information to third parties for their own independent marketing purposes.

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The Company may share mobile telephone numbers and related information with service providers that assist with SMS delivery, customer relationship management, customer support, communications, security, recordkeeping, compliance, and operation of the Company's Services.

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Mobile telephone numbers and SMS opt-in data will not be shared with third parties or affiliates for their own independent marketing or promotional purposes.

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PROGRAM CHANGES

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The Art Of The Flip may modify, suspend, or discontinue its messaging program or any portion of the program at any time, subject to applicable law.

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Changes may include modifications to message content, message frequency, enrollment methods, eligibility requirements, supported keywords, technology platforms, or other program functionality.

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The Company may also change the messaging service provider or technology used to administer the program.

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DISCLAIMER OF WARRANTIES

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THE MESSAGING PROGRAM IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS TO THE MAXIMUM EXTENT PERMITTED BY LAW.

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THE ART OF THE FLIP DOES NOT WARRANT THAT TEXT MESSAGES WILL ALWAYS BE DELIVERED, DELIVERED WITHOUT DELAY, ERROR-FREE, OR AVAILABLE ON ALL DEVICES OR WIRELESS NETWORKS.

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LIMITATION OF LIABILITY

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TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE ART OF THE FLIP, JOEY MATTERHORN, INC., AND THEIR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATING TO PARTICIPATION IN THE MESSAGING PROGRAM, INCLUDING DAMAGES RESULTING FROM DELAYED, FAILED, DUPLICATE, OR UNDELIVERED MESSAGES.

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TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY'S AGGREGATE LIABILITY ARISING FROM OR RELATING TO THE MESSAGING PROGRAM SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US $100.00) OR THE AMOUNT PAID DIRECTLY TO THE COMPANY FOR THE APPLICABLE MESSAGING SERVICES DURING THE TWELVE (12) MONTH PERIOD PRECEDING THE EVENT GIVING RISE TO THE CLAIM, WHICHEVER IS GREATER.

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Nothing in these Terms limits liability that cannot legally be limited or excluded under applicable law.

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GOVERNING LAW

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These Mobile Messaging Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict-of-law principles.

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Any dispute arising from or relating to these Mobile Messaging Terms or the messaging program shall be subject to the applicable dispute-resolution and jurisdiction provisions contained in The Art Of The Flip Terms of Service.

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CHANGES TO THESE TERMS

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The Art Of The Flip may revise these Mobile Messaging Terms from time to time.

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Updated versions will become effective when posted on the Website unless a later effective date is expressly stated.

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Where required by applicable law, The Art Of The Flip will provide notice of material changes through an appropriate method.

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Your continued participation in the messaging program following the effective date of revised Terms constitutes acceptance of the updated Terms to the extent permitted by applicable law.

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CONTACT INFORMATION

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If you have questions regarding these Mobile Messaging Terms or The Art Of The Flip's SMS messaging program, please contact:

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JOEY MATTERHORN, INC. D/B/A THE ART OF THE FLIP

Email: [email protected]

Website: https://theartoftheflip.io/